Disclosures

Employer-Sponsored Group Fully Insured Plans

“Employer-Sponsored Group Fully Insured Plans,” or any reference to a fully insured “employer sponsored plan” refers to the large group major medical insurance product marketed and administered by Sidecar Health Insurance Solutions, LLC and underwritten by Sidecar Health Insurance Company, Inc., One Columbus, Suite 495, 10 West Broad St., Columbus, OH 43215 (NAIC #17104).

This product provides large group market comprehensive/major medical coverage, minimal essential coverage and essential health benefits to employers (with 51 or more employees) based in either Ohio or Georgia. 

At this time, fully insured employer sponsored health plans are only available in the states of Ohio and Georgia.

Access Plan

“Access Plan” and “Access Plans,” collectively, refer to the excepted benefit fixed indemnity insurance product marketed and administered by Sidecar Health Insurance Solutions, LLC and underwritten by United States Fire Insurance Company.

The Access Plan is an excepted benefit plan and does not provide comprehensive/major medical expenses coverage, minimum essential coverage, or essential health benefits. You cannot receive a subsidy (premium tax credit and/or cost-sharing reduction) under the ACA in connection with your purchase of such an excepted benefit fixed indemnity insurance plan. Also, the termination or loss of this policy does not entitle you to a special enrollment period to purchase a health benefit plan that qualifies as minimum essential coverage outside of an open enrollment period. 

Access Plan coverage and plan options may vary or may not be available in all states. Coverage under these plans is unavailable to applicants age 65 years or older.

At this time, Access Plans are available in the states of Alabama, Arizona, Arkansas, Florida, Georgia, Illinois, Indiana, Maryland, Michigan, North Carolina, Oklahoma, South Carolina, Tennessee, and Texas, and are underwritten by United States Fire Insurance Company, 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724 (NAIC #21113).

ASO and TPA Services for Employer-Sponsored Plans

Sidecar Health Insurance Solutions, LLC offers Administrative Services Only (“ASO”) and Third Party Administrator (“TPA”) services for self-funded group health plans.