Health insurance
the way it should be™
See any doctor you'd like
You can see any licensed health care provider you want. Goodbye, networks!
Use a Sidecar Health payment card
When doctors don't need to chase reimbursements from the insurance company, they often give discounts. Pay them instantly with your Sidecar Health payment card.
Access transparent, fixed benefits
Look up exactly what your plan will pay toward your health service so there are no surprise bills later.
Personalize your coverage
Choose how much coverage you want so you're only paying for the coverage you need.
Reimagine health insurance by paying your doctor on the spot§
Pay your doctor instantly at the time of your visit using your Sidecar Health payment card. Take advantage of discounts doctors offer when you pay upfront - since they don't need to chase down insurance reimbursements - and get more affordable health care. And, say goodbye to surprise bills down the road.
Here's how it works
Ask your doctor for the discounted self-pay price.
Compare prices between doctors to find the best rate.
Pay with your Sidecar Health payment card when you see your doctor.
Upload a picture of an itemized bill and you’re done!
Pay less for coverage you want
We cut out the administrative middleman between you and your doctor and then pass those savings on to you.
Saves you 40% or more†
Robust coverage
See any doctor
Fixed payments
No enrollment period
No deductible (if selected)
See any doctor you'd like
Sidecar Health has no networks, so you can see any licensed healthcare provider you like. We pay the same amount toward a service regardless of who the doctor is.
Know your coverage, really.
We prefer surprises that don't involve unexpected medical bills. Unlike traditional plans, Sidecar Health pays fixed amounts towards your doctor visit, drug, procedure, etc. Look up the amount Sidecar Health will pay quickly and easily so there are no surprises.
Ask your doctor the price before your care. You’ll pay any amount above your plan's fixed Benefit Amount for eligible claims. And if your provider charges less, you’ll keep the difference. Through the app, you can even see what others have paid their doctors and averages for your area.
Know your coverage, really.
We prefer surprises that don't involve unexpected medical bills. Unlike traditional plans, Sidecar Health pays fixed amounts towards your doctor visit, drug, procedure, etc. Look up the amount Sidecar Health will pay quickly and easily so there are no surprises.
Ask your doctor the price before your care. You’ll pay any amount above your plan's fixed Benefit Amount for eligible claims. And if your provider charges less, you’ll keep the difference. Through the app, you can even see what others have paid their doctors and averages for your area.
Design your own health insurance
When it comes to health insurance, one size doesn't fit all.
Create a plan around your needs and budget by choosing how much coverage you want.‡‡
Design your own health insurance
When it comes to health insurance, one size doesn't fit all.
Create a plan around your needs and budget by choosing how much coverage you want.‡‡
Start personalizing your health coverage now