What if you could get people to treat healthcare dollars like their own?

ACA-compliant, employer-sponsored major medical coverage with transparent costs, and no restrictive barriers to care, like networks or prior authorization.
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Stats

20

%

Lower employer costs 1

45

%

Lower out-of-pocket costs 2

100

%

provider choice

why sidecar health

Health insurance that lets members shop for care, just like everything else

Map showing locations with labels offering to earn $17.00 to $42.00 or pay $21.00 to $24.50 nearby.

Transparent costs

The plan pays the typical, local cost of care. Members see guaranteed costs upfront.
$1,094 earned this year displayed in a blue and dark blue circular progress chart.

Shared savings

When they spend less, they keep half the savings. When they spend more, they pay the difference.
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Lower costs for all

When people spend healthcare dollars like their own, costs go down for everyone.
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testimonials

Imagine your employees saying this

Stars

This is the best insurance I’ve ever had. Easy to use and submit receipts for prescriptions (and I was worried at the beginning that it would be hard to do). At first I was worried that because it cost so much less than my previous insurance it wouldn’t be good coverage. I am happy to say I was wrong to worry. They cover way more than my previous insurance did.

K
Kate F.
Stars
Stars

Our out-of-pocket expenses this year have been significantly lower than what we paid with our old insurance. Sidecar Health has exceeded every expectation, and I am incredibly thankful for their support during the most difficult time of our lives. I never thought I’d be writing a glowing review for an insurance company, but they’ve earned it.

J
Jackie C.
Stars
Stars

Words cannot fully explain how incredible this company is. They stand out of the way of your doctor and your care. All of 2025 I have faced some very complicated heath issues with stage 4 cancer and also lost a spouse of 40 years. Sidecar Health stood right by me, covered all my care with some very expensive non-standard treatments and covered it all.

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Ricky L.
Stars
Stars

I was diagnosed in August with breast cancer. I was afraid of what I would have to pay and if my insurance covered it. Needless to say, Sidecar changed all of that for me. I never had to worry about my bills. I would highly recommend this insurance to everyone.

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Tina C.
Stars
Stars

It's honestly the best health plan I've ever had through a job. I love being able to see any doctor and finally have freedom of choice. The customer service is really great. And the best part is knowing that I am totally covered in an emergency situation. Best health insurance on the market, hands down.

A
Alex G.
Stars
Stars

My husband and I were very nervous about Sidecar Health when we first enrolled last year, but after using this for a year, we love it and can't imagine going back to traditional health insurance.

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Melissa W.
Stars
Stars

Sidecar Health is making a significant difference in the lives of our staff by empowering us to be in the driver’s seat rather than navigating the bureaucracy of traditional healthcare. The onboarding process, ongoing follow-up, and meaningful connection points reflect the kind of support and engagement we have always hoped for.

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George D.
Stars
Stars

I have been completely surprised by Sidecar's responsiveness and helpfulness. The process of being an engaged healthcare consumer is the only reasonable solution to curbing unchecked healthcare costs. I'm a fan.

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Troy H.
Stars
Stars

Sidecar Health is so much better than my previous insurance. It might seem intimidating, but once you try it, you realize how easy it is to use. Anytime I’ve used the chat they’ve been super helpful. You can look up just about any doctor, prescription or illness and figure out where you want to go without limitations.

M
Michelle S.
Stars
Reviews from
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Lead your team into the future of healthcare

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Mobile app dashboard showing options to find care, ID cards, pharmacy savings, emergency, and earnings this year.

Download the Sidecar Health app

It’s healthcare in your pocket. Look up coverage, shop for care, manage your expenses, and monitor your savings — all in one place.