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Health insurance
the way it should be

Sidecar Health mobile app and charge card
As seen on

See any doctor you'd like

You can see any licensed health care provider you want. Goodbye, networks!

Use a Sidecar Health payment card

When doctors don't need to chase reimbursements from the insurance company, they often give discounts. Pay them instantly with your Sidecar Health payment card.

Access transparent, fixed benefits

Look up exactly what your plan will pay toward your health service so there are no surprise bills later.

Personalize your coverage

Choose how much coverage you want so you're only paying for the coverage you need.

Reimagine health insurance by paying your doctor on the spot§

Pay your doctor instantly at the time of your visit using your Sidecar Health payment card. Take advantage of discounts doctors offer when you pay upfront - since they don't need to chase down insurance reimbursements - and get more affordable health care. And, say goodbye to surprise bills down the road.

Pay your doctor instantly at the time of your visit using your Sidecar Health payment card.

Here's how it works

Ask your doctor for the discounted self-pay price.

Ask your doctor for the discounted price for paying upfront for your care.

Compare prices between doctors to find the best rate.

Before you choose a doctor, compare prices between doctors to get the best rate.

Pay with your Sidecar Health payment card when you see your doctor.

Pay with your Sidecar Health payment card when you see your doctor.

Upload a picture of an itemized bill and you’re done!

Upload your bill and you’re done!

Paying cash has proven to lower medical bills**

Our approach of paying the doctor directly when you get care may be new when it comes to insurance, but several major publications have reported how paying upfront for medical care results in lower health care costs.

Pay less for coverage you want

We cut out the administrative middleman between you and your doctor and then pass those savings on to you.

Saves you 40% or more

Robust coverage

See any doctor

Fixed payments

No enrollment period

No deductible (if selected)

See any doctor you'd like

Sidecar Health has no networks, so you can see any licensed healthcare provider you like. We pay the same amount toward a service regardless of who the doctor is.

Know your coverage, really.

We prefer surprises that don't involve unexpected medical bills. Unlike traditional plans, Sidecar Health pays fixed amounts towards your doctor visit, drug, procedure, etc. Look up the amount Sidecar Health will pay quickly and easily so there are no surprises.

Ask your doctor the price before your care. You’ll pay any amount above your plan's fixed Benefit Amount for eligible claims. And if your provider charges less, you’ll keep the difference. Through the app, you can even see what others have paid their doctors and averages for your area.

Know your coverage, really.

We prefer surprises that don't involve unexpected medical bills. Unlike traditional plans, Sidecar Health pays fixed amounts towards your doctor visit, drug, procedure, etc. Look up the amount Sidecar Health will pay quickly and easily so there are no surprises.

Ask your doctor the price before your care. You’ll pay any amount above your plan's fixed Benefit Amount for eligible claims. And if your provider charges less, you’ll keep the difference. Through the app, you can even see what others have paid their doctors and averages for your area.

Know your coverage, really.
Plans starting as low as $149/mo

Design your own health insurance

When it comes to health insurance, one size doesn't fit all.

Create a plan around your needs and budget by choosing how much coverage you want.‡‡

Design your own health insurance

When it comes to health insurance, one size doesn't fit all.

Create a plan around your needs and budget by choosing how much coverage you want.‡‡

Plans starting as low as $149/mo

Start personalizing your health coverage now

Give us a call at 877-653-6440

Mon-Fri: 7am-10pm CT
Sat/Sun: 9am-5pm CT


© 2020 Sidecar Health, 2381 Rosecrans Ave, Suite 400, El Segundo, CA 90245