Health insurance that helps you earn money back
Sidecar Health puts members in control with transparency and open access. The plan pays the typical local cost for any care you need. You can see any provider, with no networks or prior authorizations. If the cost is lower, you keep half the savings - if it's higher, you simply pay the difference. It's health insurance built on clear prices and member choice.
Discover your Sidecar Health fit
Take the quiz to find out now.
Your Results
The Optimizer
You love a good deal - and you're willing to put in the effort to find it. You see shopping for value as time well spent.
✅ Your hustle pays off. Sidecar Health gives you the tools - and the rewards - for making intentional choices.
🔍 The Thoughtful Decider
You care about getting the right care from providers you trust - whether that's your long-time doctor or a highly rated specialist. You're open to saving, especially when it's simple and doesn't get in the way of what matters most to you.
✨ Focus on what matters most to you - we'll help you save where it makes sense.
😌 The Reluctant Realist
You've gotten used to the way insurance works - even if it doesn't always make sense. Referrals, networks, authorizations... it's just what you expect. But you're open to a better way - especially if it's easy to start.
🚀 Change doesn't have to be hard. Let us show you how simple and rewarding it can be.
Check out what's new for 2026
From clearer pricing to new tools that simplify every step, big updates are here for 2026 - and they're designed with you in mind.
Important dates to remember
January 1, 2026
Check your email for a registration link from Sidecar Health. Follow the steps to set up your member portal.
February 3, 2026
Check your email for a registration link from Sidecar Health. Follow the steps to set up your member portal.
April 22, 2026
Check your email for a registration link from Sidecar Health. Follow the steps to set up your member portal.
May 12, 2026
Check your email for a registration link from Sidecar Health. Follow the steps to set up your member portal.
June 3, 2026
Check your email for a registration link from Sidecar Health. Follow the steps to set up your member portal.
June 14, 2026
Check your email for a registration link from Sidecar Health. Follow the steps to set up your member portal.
Estimate your savings with Sidecar Health

Yearly savings
Monthly savings


This calculator is intended for demonstration purposes only. The figures presented are hypothetical estimates of possible savings and may not represent actual outcomes. The calculated results do not constitute a promise or assurance of total cost of care savings.
More questions?
Considering Sidecar Health?
Call us at: (866) 404-7474
Call us at: (866) 404-7474
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