We take insurance out of the exam room

So you can practice the medicine you trained for.

How it works

Find Care
Search by provider or specialty
Compare and pick
See your cost or earnings for each
Confirm and lock in
Your price is guaranteed

What the guarantee means

Provider charges more?
You're protected at the cost you confirmed in the app. You won't owe the difference.
You pay only what you confirmed — the extra is on the provider.
Provider charges less?
Your cost drops to the lower price. That means you'll pay less or earn more than the amount you confirmed in the app.
You pay the lower price · earn back half the savings

How to work with
Sidecar Health

Members pay (no agreement needed)
Members pay in full at the time of service with their own card or a Sidecar Health Visa card. Once the visit is done, you’re done.
Direct billing agreement
Prefer to bill us directly? We offer streamlined claims and prompt reimbursement.
Sidecar Health members can easily discover providers as they search for care.
Join our marketplace
Female doctor with stethoscope showing information on a tablet to a woman patient.

Patient care is complex.
Insurance doesn't have to be.

How do I contact Sidecar Heath?

The best way to connect with Sidecar Health is through the Sidecar Health Provider Portal. If you require additional assistance, please call us at (866) 441-9993 or email us at provider@sidecarhealth.com. A member of our Provider Relations team is ready to help you.

What type of insurance is Sidecar Health?

Since 2022, Sidecar Health has issued fully insured and administered both fully insured and self-funded large group major medical health plans that provide members with a more transparent and flexible way to access healthcare. Sidecar Health plans lower costs for patients and providers by putting members in the driver’s seat of their healthcare through transparency and eliminating restrictions – like restrictive networks and prior authorizations – that have become commonplace with legacy insurance.

What is different about the Sidecar Health Plan?

Providers make care decisions. We pay for them.
Unlike legacy insurance plans, we do not require barriers to healthcare to manage our costs. Instead of prior authorizations, obstructive medical management programs, formularies, etc., we place our trust in providers to make the appropriate care decisions for our members.


We let providers determine their own rates.
Providers, not Sidecar Health, set the prices for their services – prices that they think are fair for the services being provided. Rather than a traditional network, we give members the flexibility to choose any healthcare provider without worrying about limitations.

Our members are engaged healthcare consumers with incentives that will reshape US healthcare.
Sidecar Health is creating engaged healthcare consumers through transparency and incentives. We don’t differentiate the amount we pay for covered services (the Benefit Amount). Our Benefit Amount is equivalent to commercial reimbursement and is set based on what a typical provider would accept as payment in full for a given service. On the Sidecar Health app, we share the prices providers have chosen as well as the Benefit Amount. Our members use that information to make informed decisions on where to seek care.

Members can pay directly
We provide members with a Sidecar Health Visa they can use to pay for medical services directly for a faster, easier payment. Providers are paid in full and don’t have to chase cost-sharing or bad debt from patients – we work that all out with the member directly.

How do I know if a patient is covered by Sidecar Health?
The same as any other commercial plan, Sidecar Health patients have a digital ID card with membership information. You can also verify member information through the Sidecar Health Provider Portal. Serving Sidecar Health members is straightforward — you set the price, and a major insurer backs the payment, often at or before the time of service. This is not meant to be your charity/indigent rate. This is meant to be the rate you think is fair for the services you are providing.

Is Prior Authorization or eligibility checks required for Sidecar Health?

No, Sidecar Health does not require prior authorization for any covered services, or impose other requirements, like step therapy, that interfere with patient care. If you would like to confirm if a service is covered, you can verify that information through the Sidecar Health Provider Portal.

Who can create a provider portal account?

Any provider can request a login for the Sidecar Health Provider Portal, but you must have a registered provider domain. Email addresses from free, publicly-available services like Gmail, Yahoo, etc., are not accepted.

How do I register for the provider portal?

Please contact us at providers@sidecarhealth.com to request access to the portal.

Ready to confirm your cost?

Download the Sidecar Health app

It’s healthcare in your pocket. Look up coverage, shop for care, manage your expenses, and monitor your savings — all in one place.

We take insurance out of the exam room

So you can practice the medicine you trained for.

How it works

Find Care
Search by provider or specialty
Compare and pick
See your cost or earnings for each
Confirm and lock in
Your price is guaranteed

What the guarantee means

Provider charges more?
You're protected at the cost you confirmed in the app. You won't owe the difference.
You pay only what you confirmed — the extra is on the provider.
Provider charges less?
Your cost drops to the lower price. That means you'll pay less or earn more than the amount you confirmed in the app.
You pay the lower price · earn back half the savings

Which visits are eligible

Cost guarantees apply to office visits and urgent care you confirm in the app — for you and your covered dependents.

No items found.
No items found.

What's included in a visit

Bundled into your guarantee
Vaccines - given during the visit
Blood draws - collection during the visit
Urinalysis
EKGs & quick diagnostics
Billed separately
Lab analysis - e.g. Quest / LabCorp results
Offsite imaging - MRI, CT scans
Follow-up care
Referrals to other providers

Common questions

How do I contact Sidecar Heath?

The best way to connect with Sidecar Health is through the Sidecar Health Provider Portal. If you require additional assistance, please call us at (866) 441-9993 or email us at provider@sidecarhealth.com. A member of our Provider Relations team is ready to help you.

What type of insurance is Sidecar Health?

Since 2022, Sidecar Health has issued fully insured and administered both fully insured and self-funded large group major medical health plans that provide members with a more transparent and flexible way to access healthcare. Sidecar Health plans lower costs for patients and providers by putting members in the driver’s seat of their healthcare through transparency and eliminating restrictions – like restrictive networks and prior authorizations – that have become commonplace with legacy insurance.

What is different about the Sidecar Health Plan?

Providers make care decisions. We pay for them.
Unlike legacy insurance plans, we do not require barriers to healthcare to manage our costs. Instead of prior authorizations, obstructive medical management programs, formularies, etc., we place our trust in providers to make the appropriate care decisions for our members.


We let providers determine their own rates.
Providers, not Sidecar Health, set the prices for their services – prices that they think are fair for the services being provided. Rather than a traditional network, we give members the flexibility to choose any healthcare provider without worrying about limitations.

Our members are engaged healthcare consumers with incentives that will reshape US healthcare.
Sidecar Health is creating engaged healthcare consumers through transparency and incentives. We don’t differentiate the amount we pay for covered services (the Benefit Amount). Our Benefit Amount is equivalent to commercial reimbursement and is set based on what a typical provider would accept as payment in full for a given service. On the Sidecar Health app, we share the prices providers have chosen as well as the Benefit Amount. Our members use that information to make informed decisions on where to seek care.

Members can pay directly
We provide members with a Sidecar Health Visa they can use to pay for medical services directly for a faster, easier payment. Providers are paid in full and don’t have to chase cost-sharing or bad debt from patients – we work that all out with the member directly.

How do I know if a patient is covered by Sidecar Health?
The same as any other commercial plan, Sidecar Health patients have a digital ID card with membership information. You can also verify member information through the Sidecar Health Provider Portal. Serving Sidecar Health members is straightforward — you set the price, and a major insurer backs the payment, often at or before the time of service. This is not meant to be your charity/indigent rate. This is meant to be the rate you think is fair for the services you are providing.

Is Prior Authorization or eligibility checks required for Sidecar Health?

No, Sidecar Health does not require prior authorization for any covered services, or impose other requirements, like step therapy, that interfere with patient care. If you would like to confirm if a service is covered, you can verify that information through the Sidecar Health Provider Portal.

Who can create a provider portal account?

Any provider can request a login for the Sidecar Health Provider Portal, but you must have a registered provider domain. Email addresses from free, publicly-available services like Gmail, Yahoo, etc., are not accepted.

How do I register for the provider portal?

Please contact us at providers@sidecarhealth.com to request access to the portal.

Ready to confirm your cost?

Download the Sidecar Health app

It’s healthcare in your pocket. Look up coverage, shop for care, manage your expenses, and monitor your savings — all in one place.